Top 7 Credit Cards For Those With Excellent Credit
If you're in the market for a great cash back rewards cards that also has a long 0% APR, the Discover it Cash Back card is a smart pick. To start, Discover will match the cash back you earn at the end of your first year as a card member. So if you earn $300 in cash back, Discover will match that $300 for a total of $600 cash back! You can really rack up the cash back by earning an ongoing 5% cash back (an effective 10% back your first year after the Cashback Match Bonus) in categories that rotate each quarter you activate (on up to $1,500 in combined purchases, then 1% back) and 1% back on all other purchases. The categories for 2018 include gas stations and wholesale clubs from January to March, grocery stores from April to June, restaurants from July to September and Amazon.com and wholesale clubs from October to December. In addition to all this, cardholders will get a 14-month 0% intro APR on purchases and balance transfers (then it's 13.49% to 24.49% variable), with a 3% balance transfer fee. The Discover it Cash Back card really does have it all – cash back, an extra cash back bonus (2X cashback your first year!), a lengthy 0% intro APR on purchases and balance transfers AND no annual fee.
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