(1) Is it possible to move my wife's 401k to my 401k? We file our taxes jointly but the accounts are currently under our individual names. - Quora

(1) Is it possible to move my wife's 401k to my 401k? We file our taxes jointly but the accounts are currently under our individual names. - Quora

First, because your wife is still employed by the company sponsoring the 401k plan - it is very unlikely they will allow to transfer the account into another retirement plan.

Second, all retirement accounts are individual and there is no such thing as joint IRA or joint 401k. Therefore you will not be allowed to transfer your wife's 401k into your IRA.

If the spouse passes away then as spouse, if you are the beneficiary of the account, you can rollover those funds into your IRA, but this is not the case here.

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