Should I roll over my 401K to my 403b or open a Roth IRA? I am leaning towards a Roth IRA rather than a traditional IRA. And, should I contribute solely to the Roth IRA, and just let the employer cont



Should I roll over my 401K to my 403b or open a Roth IRA? I am leaning towards a Roth IRA rather than a traditional IRA. And, should I contribute solely to the Roth IRA, and just let the employer cont

You have some great questions so please review my answers below:

1. Rollover 401k to 403b? or into a Roth IRA? If you rollover your 401k to your 403b, you want to understand it is in your new employer's retirement plan which does not give you any flexibility. Your second option would be to roll over your 401k to a traditional IRA which allows your money to be in your control. The second consideration is whether your 403b investment options are similar, better (lower internal expense called expense ratio) or worse (hig...


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